Chapter 7 is, by far, the most popular and recommended type of bankruptcy. About 70% of all bankruptcies are filed under Chapter 7. Millions of Americans have sought relief under Chapter 7.

Chapter 7 affords you an opportunity to possibly eliminate all of your old debts, while allowing you to keep almost everything you own. Once we file your case, creditors may no longer contact you and all pending lawsuits or wage garnishments must stop immediately. In addition, all your old debts, like credit card bills, medical expenses, past repossessions and lease termination fees will be totally eliminated. Best of all, in most cases, you are entitled to keep all of your exempt assets like your home, car, and household items. Imagine, being able to wake up tomorrow with NO DEBT and still keep all the personal things that are important to you. Plus, your credit can be re-established to a favorable rating in just two years or less.

About a month after your case is filed, you will be required to attend a meeting with a trustee assigned to your case. We will prepare you in advance for the questions you will be asked by the trustee, and of course, we will accompany you at the meeting. About two months after the meeting, you will receive your discharge in the mail which is a federal court order which permanently stops your creditors collection efforts and ere marks the end of your case. In most cases, your entire Chapter 7 will be completed in only four months.

Sounds too easy? With the experience of over 50,000 cases, the attorneys and staff at P.R. Smith Law Group have the knowledge and expertise to guide you through the bankruptcy process without any complications. We appreciate that you are considering entrusting us with one of the most personal and important matters of your life. We pledge that you will be treated with the highest level of respect and integrity throughout your entire case and we will do everything in our power to insure that you are satisfied with our services.

Our fees range from $700 to $1000 or more depending on the complexity of your case. You can retain our services for just $50.00 and easy payment plans are available.