Bankruptcy has become so prevalent and accepted that there are many mortgage companies that specialize in providing home financing for individuals who are in or have recently completed a bankruptcy. The attorneys at P.R. Smith Law Group work closely with these mortgage companies and will act as a liaison in the event you seek to refinance or purchase a house. Shortly after your bankruptcy is completed, you may qualify for a home mortgage with favorable rates if you can demonstrate a stable work history and positive credit reporting since the filing of your case. We can also show you how you can use the equity in your home to "buy-out" of your current Chapter 13 consolidation plan.